Naye hain? Ye guide poora nizam pandrah minute me samjha deti hai.
Prize bond aakhir hai kya
Prize bond ek "bearer" security hai — jis ke paas hai, wohi malik hai. Aap Rs. 750 ka bond khareedte hain, aap ke paas Rs. 750 ki qeemat mehfooz rehti hai. Har teen mahine me qura andazi hoti hai aur muntakhab numbers ko inaam milta hai. Na jeetein to bhi aap ka paisa kam nahi hota — bas us par koi munafa nahi milta.
Denominations aur inaam
| Bond | 1st Prize | 2nd Prize | 3rd Prize |
|---|---|---|---|
| Rs. 100 | Rs. 700,000 (1) | Rs. 200,000 (3) | Rs. 1,000 (1,199) |
| Rs. 200 | Rs. 750,000 (1) | Rs. 250,000 (5) | Rs. 1,250 (2,394) |
| Rs. 750 | Rs. 1,500,000 (1) | Rs. 500,000 (3) | Rs. 9,300 (1,696) |
| Rs. 1,500 | Rs. 3,000,000 (1) | Rs. 1,000,000 (3) | Rs. 18,500 (1,696) |
| Rs. 25,000 Premium | Rs. 30,000,000 (2) | Rs. 10,000,000 (5) | Rs. 300,000 (700) |
| Rs. 40,000 Premium | Rs. 80,000,000 (1) | Rs. 30,000,000 (3) | Rs. 500,000 (1,696) |
Bracket me inaamat ki tadaad hai. Yani Rs. 750 ke har draw me 1,700 log kuch na kuch jeette hain.
Bearer aur Premium me farq
Bearer bonds (100, 200, 750, 1500) kisi ke naam par register nahi hote — jis ke paas hain wohi claim kar sakta hai. Isi liye inhein sambhal kar rakhna zaroori hai.
Premium bonds (25,000 aur 40,000) registered hain — khareedte waqt CNIC dena parta hai aur inaam seedha aap ke bank account me aata hai.
Draw kaise hota hai
Draw Central Directorate of National Savings ki committee karwati hai. Hand Operated Drawing Machine (HODM) istemal hoti hai aur numbers khaas bachon se nikalwaye jate hain. Draw se pehle awam machine ka muaaina kar sakti hai, aur koi bhi shakhs apna asli CNIC dikha kar draw dekh sakta hai.
Behtareen tareeqa
- Bond ki issue date par nazar rakhein — us se pehle ke draws me aap ka claim nahi banta.
- Bond number kahin mehfooz likh lein ya wallet me save kar dein. Bond gum ho jaye to bearer bond wapas nahi milta.
- FBR ki active taxpayer list me naam rakhein — 15% aur 35% ka farq bohot bara hai.
- Purane bonds ko bhi check karte rahein — 6 saal tak claim ho sakta hai.