| Denomination | Rs. 40,000 Premium Prize Bond |
| Draw Number | 31 |
| Draw Date | 10 December 2024 (Tuesday) |
| Draw City | Muzaffarabad, Pakistan |
| Held By | National Savings of Pakistan (Central Directorate of National Savings) |
| Total Winning Bonds | 664 |
| Claim Deadline | 10 December 2030 (6 years from draw date) |
| Bond | Number of Winners | Winner Amount | Position |
|---|---|---|---|
| 40,000 | 1 | Rs. 80,000,000 | 1st |
| 40,000 | 3 | Rs. 30,000,000 | 2nd |
| 40,000 | 660 | Rs. 500,000 | 3rd |
| Total | 664 winners | Rs. 500,000,000 | All |
| Position | Winning Amount | Filer Tax (15%) | Net (Filer) | Non-Filer Tax (35%) | Net (Non-Filer) |
|---|---|---|---|---|---|
| First | Rs. 80,000,000 | Rs. 12,000,000 | Rs. 68,000,000 | Rs. 28,000,000 | Rs. 52,000,000 |
| Second | Rs. 30,000,000 | Rs. 4,500,000 | Rs. 25,500,000 | Rs. 10,500,000 | Rs. 19,500,000 |
| Third | Rs. 500,000 | Rs. 75,000 | Rs. 425,000 | Rs. 175,000 | Rs. 325,000 |
As per Government of Pakistan policy, the rate of withholding tax is 15% of prize value for filers and 35% for non-filers. Check your status on the FBR active taxpayer list before you claim.
The complete Rs. 40,000 Premium prize bond list for draw number 31 is published on this page. This draw was held on 10 December 2024 in Muzaffarabad by the National Savings of Pakistan, and a total of 664 bonds won a prize.
The first prize of Rs. 80,000,000 went to one winner — bond number 016364. The second prize of Rs. 30,000,000 was won by 3 bonds, and the third prize of Rs. 500,000 was shared by 660 bonds. Every winning number for all three positions is listed above, exactly as issued by National Savings.
You can find your number in three ways on this page. Type it into the Find your number box at the top and it will be highlighted in the list below. Scroll through the first, second and third prize blocks and read the numbers directly. Or open our Advance Search, where you can paste up to 500 numbers, or a complete series of up to 2,000 numbers, and check them against this draw in one click.
Prize bond winnings in Pakistan are subject to withholding tax. A filer on the FBR active taxpayer list pays 15%, while a non-filer pays 35%. On the first prize of Rs. 80,000,000 that means a filer receives Rs. 68,000,000 while a non-filer receives only Rs. 52,000,000. The full breakdown for every prize position is in the tax table above.
You have six years from 10 December 2024 — until 10 December 2030 — to claim. Take the original bond, a filled claim form PB-23 and your original CNIC to a National Savings Centre for amounts up to Rs. 1,250, or to a State Bank of Pakistan (SBP-BSC) field office for larger prizes. One thing many people miss: your bond must have been issued before the draw date, and the issue date is stamped on the face of every prize bond. Our step-by-step claim guide covers the whole process.
The Rs. 40,000 Premium prize bond is a registered premium prize bond. Your CNIC is recorded at the time of purchase and the prize is paid directly into your bank account. Draws are held four times a year, each time in a different city, by a committee of the Central Directorate of National Savings using a Hand Operated Drawing Machine in front of the public. The next Rs. 40,000 Premium draw is draw no 32 scheduled for 10 March 2025 at Quetta — see the full draw schedule.
براہ کرم اپنے پرائز بانڈ کی جاری ہونے کی تاریخ ضرور دیکھیں، جو ہر بانڈ پر مہر شدہ ہوتی ہے۔ آپ صرف وہی انعام کلیم کر سکتے ہیں جو بانڈ کے اجرا کی تاریخ کے بعد نکلا ہو۔
